BBO hints & tips

If you have received an unsolicited phone call, when in doubt, hang up. Never provide credit card or other financial or personal information as part of an unsolicited phone call and think twice if you’re being pressured to act now. Your travel insurance package with work or your credit card might cover for medical problems while traveling abroad.

Companies frequently charge you late fees if you don’t pay them on time, so paying them before the due date will help you avoid any additional charges. Before you start saving, you’ll likely want to pay off any outstanding balances on your existing debts. The longer you delay paying off a debt, the larger it becomes. That’s because interest — the price you pay for borrowing money — continues to add up over time. If you put off paying your debts, the interest that accrues can wipe out any money you manage to save up.

bank tips

If you have the opportunity of taking advantage of this opportunity, you can certainly go traveling more without breaking the bank, and save a lot of money on the way. Our favorite way of doing it is to divide the expenses by the number of months we have before we have to pay the full amount and start saving that every month. Each mobile phone and mobile phone application should be assigned a different password with the maximum allowable number and types of characters. A different password should be used for each commercial and financial services website.

Accounts

Never carry details of your home address and your bankcards or PIN together in case they are stolen. Report any lost, stolen cards and any unusual transaction immediately . Beware of people standing close to you when you are concluding transactions at an ATM. Click here to get started with your mortgage application or stop by any of our convenient locations and we will be glad to assist you. Switching banks can be a hassle, but when you use The Citizens Bank’s Switch Kit the change is made easier.

  • If you want to seriously boost your monthly savings, it’s worth considering taking up a side hustle.
  • Before applying for any bank call center job, be sure to research the company and its policies.
  • We suggest that you always verify information obtained from linked websites before you act upon such information.
  • Report loss of credit and debit cards or driver’s license immediately.

Before you go on a trip, check travel groups on Facebook, and ask for recommendations. For example, if you’ve never been to a particular place, people will be happy to help. Indeed, they will chime in on what to visit or where to go or how to travel around. People are usually more than happy to give you a lot of tips that will save you time and money. Select questions and provide answers that are easy for you to remember, but hard for anyone else to guess.

Digital banking

In just a year, you’ll have paid off €6000 worth of debt. Use 30% of your income on your wants, i.e. your variable costs such as dining out and subscription services. Separate your expenditures into fixed and variable costs. Your fixed costs are expenses that are typically difficult to adjust, such as your rent and utility bills.

We don’t own or control the products, services or content found there. When we are anxious, we tend to talk to ourselves, or think to ourselves, in very negative ways. The simple act of changing our thoughts https://privatobank.com/ can lead to a calmer body state. It is in your interviewer’s interest to build a rapport with you and get you to show yourself in your best light because they want to find the best person for the role.

Electronic banking is now very popular, especially among young working professionals. If you regularly use online banking, or use your Debit/Credit Cards for withdrawals or making payments, you should be very careful with your passwords and PIN. Select a Password/PIN that is hard to crack and never save the same in your mobile phone or computer.